Working with our partner, Celtic Bank, we offer a fast, easy, affordable working capital loan program.



The SBA Express Loan was specifically designed with small business owners in mind. Our streamlined and automated loan program offers working capital loans from $20,000 to $150,000 with lower interest rates and extended repayment terms.


  • Working capital loans from $20,000 to $150,000
  • Easy online loan application
  • Fast processing – initial credit approval within 24 hours
  • 10-year fully amortized loan with no pre-payment penalty
  • Low interest rates based on Wall Street Journal Prime, adjusted quarterly
  • Collateral – best available lien on business assets for loans over $25,000
  • SBA guarantee fee is waived for 2015 (normally 2% of the guaranteed portion of the loan)


  • For-profit businesses only in an SBA eligible industry
  • Start-up businesses allowed – must be able to begin operations at funding
  • Loan proceeds are for general operating expenses only – cannot be used for business acquisition