Financing for

City, County, State & Federal Customers

Municipal Lease & Rental Programs

Built for the Landscaping Industry

Why Municipal Leasing

Leasing enables municipalities to enhance their cash flow by spreading the cost of equipment over several fiscal periods. This allows both current and future taxpayers to pay the cost, thus stretching tax dollars. Leasing also provides a hedge against inflation. Equipment purchased at today’s prices can be budgeted in less-valuable future dollars over the term of the lease.
Reasons to consider a lease with Mower Finance:
  • Low cost, fixed rate financing
  • Non-appropriation clause
  • No hidden fees or costs
  • You control your bid process
  • Flexible lease programs
  • No prepayment penalty

Golf & Sports Turf

Reduced maintenance costs
– Your leased equipment will be under warranty.
Potential tax benefits
– When equipment acquisition is part of your operating budget, you could get a tax advantage. Consult your tax advisor.
Flexible payments schedule
– Choose your payment date and opt for direct payments.

Who Qualifies

Public Schools & Universities; City, State and Local
Government Entities Including Municipal Golf Courses.
Qualifications for tax-exempt municipal leases:
  • A passage of title to the lessee
  • A bargain purchase option ($1.00)
  • A breakout of principal and interest (amortization)
  • The equipment being financed is for public purpose
  • Lessee qualifies under section 103 of the Internal Revenue Code of 1986


Examples of our  0%  36 month
Municipal Rental Program

Equipment Cost

Monthly Payments

Number of














A Municipal Rental Agreement is NOT A MONTH-TO-MONTH contract. It is a fixed length financing and the Lessor owns and retains ownership to the leased property after the term of the agreement. At the end of the term, the Lessee may (i) extend the term for additional year at the same payment , (ii) return the leased property, or (iii) purchase the leased property from the Lesser at Fair Market Value.

The agreement has standard non-appropriation protections for the Lessee.

No Interest, No Dealer Fee, No Application Fee

Call our Municipal Department at 888-464-6256 xt 301